Global spending without forced KYC
- Instant access: create a virtual card in minutes and pay privately
- Truly global: pay for AI tools, streaming, SaaS and online stores at 150M+ merchants
- Full control: start with 5 cards and get more when you upgrade; freeze, limit or delete any of them anytime
- Fund your way: top up with crypto or a supported fiat method, with 24/7 support on Telegram
Turn your balance into spending power
SiraPay gives you spend-only virtual cards on the Visa and Mastercard networks, ready for the checkouts you already use.
Pay at any online checkout
Use your card anywhere online that accepts Visa or Mastercard, across 150M+ merchants worldwide.
AI tools and subscriptions
Pay for ChatGPT, Claude, Netflix, Spotify and the other tools you already rely on.
Accepted by 150M+ merchants worldwide
Meet the SiraPay virtual cards
•••• •••• •••• 2210
•••• •••• •••• 7755
•••• •••• •••• 3182
One card per subscription
- Start with 5 cards, one per tool, client or project, and get more when you upgrade.
- See each card separately, so your spending stays easy to track.
- Freeze or delete a single card without touching the others.
- A dedicated card program with its own BIN, built for ChatGPT subscription payments.
- Pick the ChatGPT option when you create a card, with no extra setup.
- Keep your AI subscription on its own card, separate from everything else you spend.
- Create a card in minutes and use it at any online checkout that accepts Visa or Mastercard.
- Copy the card number, expiry date and CVV. There is no plastic to wait for.
- Top up with crypto or a supported fiat method whenever you need.
Clear fees. Launch discounts.
Start with a free account, pick the card that fits, and see its exact price in the app before you pay.
Monthly Card
WELCOME2370% off
Flexible option for short-term usage.
Yearly Card
WELCOME0733% off
Best savings for long-term users.
ChatGPT Card
ChatGPT160% off
Its own card program, built for ChatGPT payments.
- No forced KYC
- Visa network
- Free account maintenance
- $2 welcome bonus
Card prices are shown in the app before you pay. Codes are for new users.
Card controls
Keep every subscription on its own card and stay in charge of each one.
Freeze in a tap
Pause a card instantly whenever you are not using it.
Set limits
Put a limit on a card to keep a single subscription or project in check.
Delete instantly
Remove a card the moment you are done with it.
Split your spending
Use a separate card for every client, tool or subscription.
Stuck on something? Get 24/7 support on Telegram
Already used in 100+ countries
Recognized by independent platforms and reviewed by real users.
Security + compliance
How SiraPay protects your funds, your data and your cards.
Registered company
SiraPay is a registered UK fintech company (Company Number 16864637, London).
Licensed partners
Funds are held securely with licensed financial providers. SiraPay does not hold your funds directly.
Encrypted data
Your data is encrypted with industry-standard protocols. We collect minimal information and never share it without consent.
Card data stays off our servers
Sensitive card data is never stored on our servers. Transactions are processed through licensed payment processors.
Privacy-first onboarding
No face verification or ID upload required. Only basic information is collected to meet regulatory obligations.
Crypto funding partner
Crypto-to-card funding is powered by Cryptomus, a leading crypto payment platform.
