SiraPay fees and limits
A privacy-first card should be just as open about what it costs. Every fee and limit is on this page, and the app shows the exact card price before you pay anything.
- No forced KYC
- Free account maintenance
- $2 welcome bonus
- Visa network
Card issuance and account
- Virtual card
- Check the app
- Physical card
- Coming soon
- Additional card
- Check the app
- Account maintenance
- Free
- Welcome bonusThe tasks to unlock it are shown in the app.
- $2 on every new account
Card prices
Our original prices, now on the Gold plan.
Monthly Card
GOLD PLAN$0.99
per card · Visa · privacy-first
Yearly Card
GOLD PLAN$4.99
per card · Visa · privacy-first
Why these prices are on the Gold plan
$0.99 and $4.99 were SiraPay's original card prices, and we wanted to keep them for everyone. SiraPay was built so that ordinary people can get a privacy-first card at a price they can actually afford.
But those prices were abused: some people created cards in bulk to misuse them, and that put the service at risk for everyone else. So the $0.99 and $4.99 prices now come with the Gold plan. On the Free plan, cards use standard pricing, which the app shows clearly before you pay.
Same cards, same privacy, same network. Only the price depends on your plan.
- Gold plan price
- Check the app
- Free plan card price
- Check the app
Card categories
Every card is privacy-first and runs on Visa. New users get a launch discount with the code for each card.
Yearly Card
VISA- KYC requirement
- Privacy first (no forced KYC)
- Coupon code
- WELCOME0733% OFF
- Card network
- Visa
Monthly Card
VISA- KYC requirement
- Privacy first (no forced KYC)
- Coupon code
- WELCOME2370% OFF
- Card network
- Visa
ChatGPT Card
VISA- KYC requirement
- Privacy first (no forced KYC)
- Coupon code
- ChatGPT160% OFF
- Card network
- Visa
Transaction fees
- Deposit via Binance Pay
- Free
- Deposit via crypto
- Check the app
- Card top-up fee
- Check the app
- FX feeOn payments in a currency other than USD.
- 1.5%
- Service fee
- Free
Your limits
- Deposit
- No limit
- Send to another SiraPay user
- No limit
- Minimum card top-up
- Check the app
- Card spend
- Check the app
Plan types
Start on the free plan and upgrade when you need more. Compare what each plan includes inside the app.
ATM withdrawals
For the SiraPay physical card, which is coming soon.
- Single ATM withdrawal limit
- $1,500
- ATM withdrawal frequency
- 6 times / day
- ATM withdrawal handling fee
- $2 + 2%
See your exact price in the app
Fees can change over time. The app always shows the current price of a card, top-up or deposit before you confirm, so there are no surprises.
