Compliance

Last updated: February 4, 2026

At SiraPay (“we”, “our”, “us”), compliance and regulatory adherence are fundamental to our operations. We are committed to providing secure, legal, and privacy-first virtual card services while following all applicable laws and industry standards.

1. Regulatory Compliance

  • SiraPay is a registered company operating under strict regulatory frameworks.
  • We comply with financial regulations relevant to our operations and partner institutions.
  • All transactions and services are monitored to prevent fraud, money laundering, and unauthorized activities.

2. Privacy & Data Protection

  • We follow a privacy-first approach and minimal verification for onboarding.
  • Collected user data is strictly limited to operational and regulatory requirements.
  • We do not require facial verification or government-issued ID uploads.
  • Data is secured through bank-level protocols and trusted partners.

3. Financial Security

  • SiraPay works with regulated banks and card issuers to help ensure the safety of user funds.
  • We implement robust security measures including encryption, secure data storage, and restricted access protocols.
  • Financial transactions follow standard auditing and monitoring procedures.

4. Anti-Fraud & Risk Management

  • Our systems monitor and detect suspicious activity to help prevent unauthorized access.
  • Users are encouraged to maintain strong account security and protect their credentials.
  • Our compliance team monitors potential fraud and misuse to protect users and partners.

5. International Compliance

  • SiraPay serves users globally and seeks to comply with applicable international financial laws and regulations.
  • Users are responsible for ensuring that virtual card services are permitted within their local jurisdiction.

6. Reporting Concerns

  • Users may report suspicious activity or compliance concerns through our official support channels or Telegram support.
  • All reports are reviewed promptly and handled confidentially.

7. Continuous Review

  • SiraPay regularly reviews its policies, procedures, and operational practices to maintain compliance standards.
  • Updates to this Compliance Page will be published here together with the latest revision date.